Start earning tax-free returns on your investments

What is an ISA?

An Individual Savings Account, or ISA, is effectively a wrapper within which you can shelter savings, investments and interest from those investments from tax. There are currently four kinds of ISA available - Cash ISA, Stocks & Shares ISA, Lifetime ISA and Innovative Finance ISA. The Innovative Finance ISA (IFISA) was introduced by the UK Government in 2016, and enabled UK taxpayers (for the first time) to invest in bonds and enjoy tax-free returns.

If you're considering investing in a Tifosy bond, our Innovative Finance ISA could be right for you. To create and IFISA account couldn't be simpler and takes no more than a couple of minutes - all you need is your National Insurance number to hand. Once you've created your Tifosy IFISA, you can deposit, or transfer up to £20,000 every tax year. After that, all you need to do is decide which Tifosy bonds/professional sports clubs you'd like to invest in!

  • Quick & easy online account setup
  • Tax-free returns on all investments made from your Tifosy IFISA
  • Deposit up to £20,000 each tax year
  • Transfer as much as you like from other ISAs with our simple transfer request process
  • Total control - you decide exactly which bonds you'd like to invest in and how you'd like to receive your interest and principal
  • 24/7 access to your IFISA account to monitor and manage your money

Want to know more?

How it works

Tifosy’s Innovative Finance ISA let’s you make the most of your investment. Through our simple online process, you could be ready to enjoy tax-free returns in no time. For any questions about our Innovative Finance ISA, simply email .

  • Open an IFISA account

    All you need are your personal details and your National Insurance number - it's that simple.

  • Deposit or transfer in

    Add up to £20,000 each year, or transfer in as much as you'd like from other ISAs you hold.

  • Pick your investments

    Choose which investment(s) you'd like to make through your Tifosy IFISA account.

  • Collect your interest

    Receive regular interest payments from your investments - without paying any income or capital gains tax.

  • Withdraw or re-invest

    Have your initial investment and accrued interest paid to your Tifosy IFISA account at the end of the bond term (tax-free of course), which you can withdraw or reinvest to keep earning tax-free returns.


Below are the answers to some of our most commonly asked questions about IFISAs - from how they work to ongoing management. If you can't find the answer to your question, simply get in touch via the Live Chat or email us at .

For general inquiries, please contact

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About ISAs
What is an Individual Savings Account (ISA)?
What is an Innovative Finance ISA?
What is the difference between a cash ISA, stocks & shares ISA and Innovative Finance ISA?
Who can setup an ISA?
What is the annual ISA allowance?
What is a tax year?
Setting up Tifosy ISA
How can I setup a Tifosy IFISA?
What information do you need to setup a Tifosy IFISA?
Is there a cancellation period?
Do I need to sign Terms & Conditions?
Using Tifosy ISA
What is the benefit of making an investment through my Tifosy IFISA?
Will my Tifosy IFISA earn interest?
Will I/my investments receive any protection?
How can I monitor my IFISA and investments?

Open an ISA

Start earning tax-free returns on your investments

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