Tifosy Help Centre

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Investment

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What is a bond?

A bond is a simple debt instrument. By investing in a bond, you are lending the bond issuer money in return for a fixed rate of interest paid over a specified period of time (known as the term). As the holder of a bond, you would expect to receive intere...

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What is equity?

Owning equity simply means owning shares in a company. A single voting share represents a fractional ownership of the share issuer in proportion to the total number of shares outstanding. As the holder of a share, you would expect to receive updates on t...

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What is an ISA/IFISA?

ISA stands for ‘Individual Savings Account’. An ISA is a tax-wrapper that allows UK taxpayers to save tax-free into cash savings or investment accounts. ISA accounts are typically offered by banks, building societies, insurers and asset managers. There a...

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Can I sell my equity/bonds?

Yes, you may sell your securities to other Tifosy members via the Tifosy Exchange. The Tifosy Exchange is the unique secondary market for bonds and shares issued through Tifosy. It operates as a noticeboard, putting you in complete control, and allowing ...

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Who can invest using the Tifosy Investment Platform?

To invest via the Tifosy Investment Platform, you must be a Tifosy member. To become a Tifosy member, you must be over 18 years of age and be resident in a jurisdiction where you are able to receive financial promotions and make investments of this nature. ...

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How do I invest via the Tifosy Investment Platform?

To start investing via the Tifosy Investment Platform you need to first become a member. Becoming a member is simple, all you need to do is register with your name, an email address and a strong and memorable password. Once you have done this and confirm...

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Can I change my mind after investing?

Yes. There is a cooling-off period of 14 days, which begins on the date you complete your application to invest. You have the option to cancel your investment within this period by emailing the Tifosy address provided at the time of application. Should y...

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Can I invest from outside of the Issuer’s jurisdiction?

Yes, as long as you are resident in a country that forms part of the European Economic Area (EEA) or any other country in which investing would be permitted. Nothing on the Tifosy website shall be considered an offer to sell or the solicitation of an off...

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Can companies invest in securities offered via Tifosy?

Yes. If investing on behalf of a company, you can select this option at the relevant step of the investment process. Please note, in accordance with our legal obligations, Tifosy requires additional information in respect of corporate investors. The specifi...

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What is a nominee company and how does a nominee structure work?

All professional sports clubs that have made an equity investment opportunity available on the Tifosy Investment Platform, and are issuing shares to investors, do so via a nominee company – Tifosy Investment Nominees Limited. A nominee structure is used ...

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Are there risks in investing in securities offered via Tifosy?

All investment opportunities carry risks to your capital and no party can guarantee that you will make any return. The risks to be considered before investing are made clear throughout the investment process and our Risk Warnings guide provides an overvi...

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How can I learn about the risks associated with specific investments?

When an investment opportunity is available, a bespoke investment page appears on the Tifosy Investment Platform. This investment page contains information related to the investment and an offer document. It is important you read this information as any dec...

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What should I do if I am unsure an investment is right for me?

The investment opportunities available on Tifosy may not be a suitable investment for everyone. Tifosy’s investment process is designed to determine whether or not you may be authorised to make an investment and have understood the risks associated to in...

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Am I covered by the Financial Services Compensation Scheme?

The Financial Services Compensation Scheme (FSCS) does not apply to investment products offered on Tifosy. It does, however, apply to funds held in your Tifosy Wallet prior to investment or once the proceeds of that investment are returned to you. The fu...

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What is the Tifosy Exchange?

The Tifosy Exchange is a secondary market where Tifosy members can trade securities purchased on Tifosy from one another. Operating as a noticeboard, the Tifosy Exchange allows members to express an interest to sell or buy eligible bonds and shares. Any ...

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How does the Tifosy Exchange work?

The following steps outline a standard Tifosy Exchange process: Step 1: The seller selects the shares or bonds they would like to list on the Tifosy Exchange by submitting a request to sell from within their portfolio,  specifying the number of shares or...

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How will returns from my investments be paid?

For securities issued from 1st July 2019 onwards, cash returns are paid into your Tifosy Wallet <link to: What is my Tifosy Wallet?>. The cash amount you receive is determined by the interest rate on the investment and may be subject to tax withheld at sour...

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Are the returns on my investments taxable?

Returns, including cash and cash alternatives, may be subject to tax and your liability to tax will depend on your personal circumstances. Interest paid on the bonds will be subject to the withholding tax of the Issuer’s jurisdiction and will be deducted...

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What is Club Credit?

Club Credit is a cash alternative which sometimes forms a part of the return offered on an investment through Tifosy. How Club Credit is issued and what it may be redeemed against will vary offer by offer and depend on the particular professional sports ...

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